Is This Right for Your Business?
Our small business health insurance guidance is designed for employers who want to provide coverage options for their employees but need help navigating the process. We work with businesses of various sizes and structures.
- Small businesses with 2-50 employees
- Startups looking to offer employee benefits
- Self-employed individuals with staff
- Family-owned businesses
- Professional practices and small firms
Our Approach
We don't believe in one-size-fits-all solutions. Every business has unique needs, budgets, and employee demographics. Our role is to help you understand your options and find coverage that makes sense for your specific situation.
We provide guidance and support—not benefits administration or HR services.
Coverage Options to Explore
We help you understand and compare different approaches to providing health coverage for your employees
Group Health Plans
Traditional group health insurance plans designed for small employers, with shared costs between employer and employees.
- Medical, dental, and vision options
- Multiple carrier choices
- Flexible contribution structures
SHOP Marketplace Plans
Small Business Health Options Program (SHOP) plans available through the federal marketplace for qualifying employers.
- Potential tax credits for small businesses
- Standardized plan options
- Year-round enrollment for employers
Alternative Solutions
For businesses where traditional group plans may not be the best fit, we can discuss compliant alternative arrangements.
- Individual coverage options for employees
- Health Reimbursement Arrangements (HRAs)
- Guidance on available alternatives
Why Work With Calyvra Insurance?
Support from licensed agents—without the pressure or complexity
No Long-Term Contracts
Work with us on your terms. We provide guidance without locking you into lengthy agreements.
Compliance-Focused
We help you understand your obligations and ensure your coverage approach meets regulatory requirements.
Clear Guidance
Our licensed agents explain your options in plain language, helping you make informed decisions.
Small business coverage options depend on eligibility, business size, location, and other factors. All guidance is provided by licensed insurance agents. Calyvra Insurance does not provide benefits administration, payroll services, or HR consulting. Coverage availability and options may vary.